Mortgage Loan Checklist
When applying for a loan, here are some of the items you may need to have prepared.
The following documents are requested for all applicants:
- Employment History: Two years of history including address and supervisor contact information
- Residential History: Two years of history including address and, if applicable, landlord information
- Driver’s License and Social Security Card of all applicants
- One month of most recent paystubs
- Two years of most recent W2 forms
- Two years of most recent federal tax returns (all pages and schedules). Must be signed and dated.
- Two months of most recent bank/asset statements (all pages requested)
- Homeowners insurance company, agent and phone
The following may be requested from certain applicants:
- VA-DD214 or statement of service
- Most recent 401k statement (all pages requested)
- Landlord management name and contact numbers
- Final divorce decree and child support withholding order
- Full set bankruptcy and discharge papers
- Mortgage statements with loan number and lender phone number (if own multiple properties)
Apply now for a better mortgage experience.